The best gift for girls and boys is to secure their future — these are the 5 special insurances for them

In the last year, the Covid-19 pandemic revealed the importance of prevention and in children’s issues, this must be even more important.

You can find insurance policies that financially support infants and their families in any unexpected situation.

Life insurance, major medical expenses and accident insurance are some of the ideal coverages for children.

We are celebrating Children ‘s Day and there is no better gift for the little ones than knowing that they will be safe despite the uncertain times they may go through  .

In the last year, the Covid-19 pandemic revealed the importance of prevention and in children’s issues, this must be even more important. Just as it is important that adults have best life insurance for kids, major medical expenses or car, it is also important to have coverage that protects the smallest members of the household. 

The 5 ideal insurances for children

These are the 5 best insurances for boys and girls | Pixabay

Although there is no insurance for children as such, and most of the coverage derives from the parents’ insurance, in the market you can find insurance policies that financially support infants and their families in any unexpected situation that arises. covering the necessary expenses for all your needs, whether in health, study or maintenance.

Maternity Insurance

Although it seems somewhat anticipated, care must begin at an early age; in fact, even before childbirth . This is why there are specialized insurances to care for both mothers and their children during pregnancy.

These include coverage for complications during pregnancy, treatments, medications, and even fetal surgeries if necessary. In this way, the best health care for both the mother and her child is guaranteed.

Insurance for newborns

Insurers also offer insurance that protects the life and health of our children from the first day of their birth; in such a way that they will be guaranteed the best private medical attention in case they require it due to accidents, illnesses or any type of complication.

According to WHO data , children under 28 days of age are the most likely to develop illnesses or suffer fatal accidents, since it is estimated that an average of 2.4 million newborns die worldwide each year. Given this, the best alternative is to have a guarantee of access to first level treatments in neonatology.

These insurances for newborns can be contracted separately or be an extension of the family major medical expenses insurance that we already have contracted.

Insurance for major medical expenses for children

These are the 5 best insurances for boys and girls | pxhere

These medical expenses insurance for infants offer access to hospitals, laboratories, clinics and specialist offices of the best level both in Mexico and abroad, providing the certainty that our children will receive the best pediatric care in case of any unforeseen health complication or before the development of congenital diseases.

In addition, by having this type of insurance we can not worry about the high costs of medical care and additional expenses; Thus, our insurance company will be the one that will assume most of the expenses, so our only occupation will be the care of our children and our entire family.

Personal accident insurance for children

It is an insurance that covers medical, hospital, rehabilitation, transfer, disability and death expenses of the minor due to accidents at home, travel, at school or in the practice of a sport that is covered by the insurer. 

This insurance is generally necessary if we consider that our little one may be vulnerable to some risk; whether on vacation, an excursion or any other factor that can be unforeseeable.

Life insurance and savings for education

These are the 5 best insurances for boys and girls | Pixabay

This is probably one of the most popular insurances currently, which can be contracted by the parents of the minor from an early age; it is about making considerable savings to pay for all the university studies of their children and guarantee their future.

For this, parents must set a long-term savings goal and make monthly or annual payments to raise said amount; This will be delivered to your children for the time they require it.

However, unlike other savings plans, this one has the benefit that the amount is guaranteed, even if the parent who owns the policy dies or is unable to continue making payments due to illness or disability.

It also offers many additional coverages, such as support in case of illness, funeral expenses, and administration and financial guidance services .