10 best cars with the cheapest insurance
Insurance is one of the biggest annual costs of owning a car, so it makes sense to reduce that cost by opting for a small car that is inexpensive to maintain and repair.
Although they are more basic vehicles, in addition to helping you save a little money, they certainly will always be able to handle your day-to-day tasks.
Therefore, the market offers specific options for each group, such as car insurance for young people.
The Chevrolet Onix appears to be a pretty decent car size, considering it’s among the most popular cars with the most affordable insurance. It’s decently roomy for four adults and has a 280-liter boot in the back. However, the sleek exterior isn’t replicated inside, where everything is a little dowdy. There’s a touch screen on the more complete versions, and the 1.0 engine on the entry versions only develops 80hp, so make sure you leave plenty of time to get where you need to be.
The Citroen C3 is an undeniably cool little hatchback aimed at the younger segment of the car market, so its more affordable insurance rating is perfect. There is a wide range of colors on offer, both outside and inside. The 1.0-liter three-cylinder engine is very agile and the good visibility makes it perfect for city driving. However, the C1 is cheap for a reason, it seems to have a (very low) price tag, in addition to the frequent headaches for cars with higher mileage. It’s fair to describe the stroller as comfortable too.
Nowadays, depending on your profile, it is easy to get insurance in the price range you expect. The Fiat Argo is comfortable and stylish, and it has an interior filled with plush, plush materials that give it the feel of a big car. The most complete versions have a modern and elegant multimedia center. The only problem is the engine, which has only 77hp in the 1.0 versions.
There’s a good reason the Ford Ka has been at the top of bestseller lists for years, and that’s because it’s brilliant at just about everything. It combines the kind of high-tech features you usually find in cars in the upper classes with genuine small-car simplicity and economy. It’s a shame it’s not as roomy as some rivals. The 1.0-liter three-cylinder engine is a peach and makes the Ka a truly fun car to drive. It’s so good, low insurance seems like a bargain.
The Hyundai HB20 is a funky-looking hatchback packed with standard equipment, including air conditioning and a touchscreen sound system in the more complete versions. It’s roomy enough (only) for four people, and the trunk is big enough for a weekly trip to the supermarket or a beach getaway. Small dimensions and light controls make the HB20 ideal for cruising around town, and parking anywhere. However, you’ll need to work hard with the 80hp engine to keep up with traffic.
The Kia Picanto is one of the cars to consider when thinking about comfort, agility, and day-to-day consumption. In its more “sporty” version, it has a different, modern design and a 1.0 engine with 80hp. Insurance is within the average of previous cars. The only problem is the price, compared to cars like UP! IST.
Yes, you can own a Peugeot 208 and pay for annual insurance cheaper than you think. Your life on the road will be simple enough, but that’s certainly a price worth paying for such an inexpensive (and beautiful) way to get around. There’s room for four tall adults, and the trunk easily holds all your stuff. Be aware that the 90-hp 1.2-liter engine has a “we’ll get there sometime” attitude with every trip, and the entry-level trim level feels built to last but isn’t spoiled.
Sit inside the Renault Kwid and you’ll find it easy to believe that it can be ranked among the cheapest insurance in Brazil. The dashboard is minimalist, and all materials look sleek and well-bolted together. There’s enough room for you and a front passenger to be comfortable, but any tall person you leave in the back will be less than happy with the space on offer. The engine is adequate, but the small windows and high back seats need to improve visibility.
The Toyota Etios has an elegant interior and is one of the most reliable brands in terms of maintenance. In addition to having a 1.5 engine with 107hp, agile for day-to-day use, it is among the cars with the cheapest insurance in the category.
The Volkswagen Up is like a sports star that has been around for a long time but is still at the top of the rankings. The interior has a simple look but is packed with standard kits like a full radio, modern tinted dash, and air conditioning. It’s a VW, so the quality of the interior is second to none. The 60 hp engine needs to be revved hard to keep up with traffic, however.